PARADIGM FINANCIAL PARTNERS - TURNING YOUR MORTGAGE INTO AN ASSET
The heady days of easy mortgages are long gone. Now you need to find more than just a house, you may need a deposit and you will need advice from an Independent Financial Adviser (IFA) such as Paradigm Financial Partners to know which is the right lender to approach for the most suitable mortgage.
Every lender offers different packages with different requirements from their borrowers. Some only offer a basic range of loans, some are more specialist; some want large deposits, some charge up front fees and a low interest rate while others incorporate their fees in the mortgage by way of a charge or simply apply higher interest rates.
It takes skill and knowledge to be able to work out which type of mortgage offers the best value for money for you over the term of the loan. Your personal circumstances may also dictate that you apply for a certain type of mortgage.
Then you need to know which type of loan is right for you:
- Interest only
- Repayment
- Buy to let
- Further advance
- Fixed interest
- Tracker
- Offset
- Equity Release
The market changes constantly and mortgage deals can appear and disappear very quickly. Having the right contacts means you will have access to the very best on offer at the time you need it.
Arranging an 'Agreement in Principal' from a lender before you agree to purchase a property also makes financial sense and gives you greater bargaining power. Paradigm Financial Partners can help you to get a sensible mortgage offer in principle which allows you to proceed quickly and without having to wait for a lender to make a decision.
Moving house and arranging a mortgage is one of the most stressful times in our lives. Rest assured, help is at hand with Paradigm Financial Partners.
Call today on 0800 612 6917 or contact us via our contact form and reduce your stress levels.